https://pulse.binatecagency.com/money Markets, rates, personal finance and where the money is moving. en https://pulse.binatecagency.com/money/south-africa-petrol-price-december-forecast https://pulse.binatecagency.com/money/south-africa-petrol-price-december-forecast Mon, 09 Nov 2026 15:05:28 GMT Money & Markets David Banjo Early Central Energy Fund data points to cheaper petrol in December, but diesel drivers face a rise as Treasury scales back its fuel levy relief. https://pulse.binatecagency.com/money/nigeria-personal-income-tax-bands-2026-explained https://pulse.binatecagency.com/money/nigeria-personal-income-tax-bands-2026-explained Mon, 09 Nov 2026 14:45:46 GMT Money & Markets David Banjo Under the Nigeria Tax Act 2025, the first ₦800,000 of taxable income is tax-free and the rest is taxed in bands from 15% to 25%, applied only to the slice that falls in each band. https://pulse.binatecagency.com/money/nigeria-tax-id-how-to-get-with-nin https://pulse.binatecagency.com/money/nigeria-tax-id-how-to-get-with-nin Mon, 09 Nov 2026 13:49:42 GMT Money & Markets David Banjo Under the new tax laws, individuals can use their NIN as a Tax ID, and the official NRS portal returns a 13-digit number in minutes at no cost. https://pulse.binatecagency.com/money/naira-1346-dollar-reserves-55bn-what-recovery-means https://pulse.binatecagency.com/money/naira-1346-dollar-reserves-55bn-what-recovery-means Mon, 09 Nov 2026 12:33:00 GMT Money & Markets David Banjo The naira closed the week at ₦1,346.79 per dollar and reserves sit above $55bn, but one BusinessDay analysis argues the improvement comes from lower outflows, not higher dollar earnings. https://pulse.binatecagency.com/money/bitcoin-seven-week-low-midterms-why-crypto-fell https://pulse.binatecagency.com/money/bitcoin-seven-week-low-midterms-why-crypto-fell Mon, 09 Nov 2026 12:06:24 GMT Money & Markets David Banjo Bitcoin fell to $75,618, its lowest since 16 September, as Democrats won Congress, but analysts say markets had priced in the vote and point to AI spending worries. https://pulse.binatecagency.com/money/nersi-50000-relief-how-to-check-status-avoid-scams https://pulse.binatecagency.com/money/nersi-50000-relief-how-to-check-status-avoid-scams Mon, 09 Nov 2026 11:37:03 GMT Money & Markets David Banjo You cannot apply for the Federal Government's ₦50,000 NERSI relief. You can check whether you were selected, using your provider's USSD code, and nobody should charge you to do it.